Money saving tips to help you weather inflation

Woman shopping with her child and looking up savings on her phone

These days, the dollar doesn’t stretch as far as it once did. Inflation, the general increase in the cost of everyday items, has gradually decreased everyone’s purchasing power. Unfortunately, inflation can impact many areas of your life. Although you can’t control inflation, you can adjust your spending and get control of your budget. Here are a few tips to make things easier.

Plan your meals ahead of time

Plan out your meals for the week before you go to the grocery store. Review your recipes and make a list of what ingredients you have at home and the ones you need to add to your grocery list. The key is to stick to the list! Here are some budget-friendly recipes from members just like you!

More meal planning tips

Consider items with a long shelf life and versatility, such as peanut butter, rice, beans, potatoes, and canned or frozen veggies.

Download the grocery store’s app to your phone and place an order for pick up to avoid impulse purchases and expensive snack foods.

Fresh fruits and vegetables cost less when they’re in season! Purchase them when they’re cheap and freeze them for future use.

Leverage handy apps

Comparison shopping is especially important when prices are on the rise. Look for gas apps that spot the lowest price at a pump near you.

Adjust your thermostat

Try turning down your thermostat when you’re sleeping or away from home. According to, “you can save as much as 10% a year on heating and cooling by simply turning your thermostat back 7°-10°F for 8 hours a day from its normal setting.” Also, consider installing an automatic setback or programmable thermostat so that you can make these adjustments without sacrificing comfort.1

Reduce, Reuse, Recycle

Paper towels are pricey. Consider switching to washable towels for mess cleanup. It’s better for the environment, too!

Implement the one-in-one-out rule to avoid having duplicate items in your grocery haul. In order to keep track of your pantry stock items, you can keep a notepad near your pantry or keep track on an app on your phone. This way, you’re not accidentally purchasing items you don’t really need right now.

Sell items you no longer need on secondhand marketplaces like eBay or Poshmark. Likewise, consider using those tools to purchase new-to-you items for yourself or your family. The thrill of the hunt can be fun!

Bulk up

Some items are less expensive when purchased in bulk. Look to save on bulk items like toilet paper, diapers, pet food, freezer bags, batteries, paper towels, and canned goods. Tip: check the per-unit price vs. the sticker price to see whether a bulk deal is really worth it.2,asleep%20or%20away%20from%20home.#:~:text=You%20can%20easily%20save%20energy,asleep%20or%20away%20from%20home


Member Savings and Philanthropy Programs are provided at the discretion of Royal Neighbors of America and are not available in all states. They are not part of any insurance or annuity contract and are not guaranteed. Health discount programs are not insurance, are not intended to replace health insurance, and cannot be used in conjunction with health insurance benefits. Insurance or annuity products should not be purchased for eligibility or maintenance of nonguaranteed Member Savings opportunities. Life insurance and annuity products should only be purchased if they meet the financial needs of the applicant. Member Savings are administered by a third party and are subject to change without notice. Not all benefits mentioned are available in all states and you should check the list of providers in your area before use. Only Legal, telehealth, and retail savings are available to WA residents.